.insurance-services-section {
  max-width: 1300px;
  margin: 10px auto;
  padding: 20px 30px;
}

/* Top Section */
.insurance-top {
  display: flex;
  align-items: center;
  gap: 30px;
  margin-bottom: 50px;
  flex-wrap: wrap;
}
.insurance-top img {
  max-width: 350px;
  max-width: 100%;
  border-radius: 10px;
}
.insurance-text {
  flex: 1;
}
.insurance-title {
  font-size: 40px;
  font-weight: bold;
  color: #111;
  margin-bottom: 20px;
}
.insurance-subtitle {
  font-size: 16px;
  color: #000000;
  line-height: 1.7;
}

/* Cards Section */
.insurance-cards {
  display: flex;
  gap: 25px;
  justify-content: center;
  flex-wrap: wrap;
}

.insurance-card {
  flex: 1 1 350px;
  background: #fdfdfd;
  border-radius: 12px;
  padding: 30px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
  transition: all 0.3s ease-in-out;
  text-align: center;
}

.insurance-icon {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  background: #eaeaea;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 32px;
  margin: 0 auto 20px;
  transition: all 0.3s ease-in-out;
}

.insurance-card h3 {
  font-size: 26px;
  color: #222;
  margin-bottom: 20px;
  transition: color 0.3s ease;
}

.insurance-card p {
  font-size: 16px;
  color: #000000;
  line-height: 1.6;
}

/* Hover Effect */
.insurance-card:hover .insurance-icon {
  background: #0077cc;
  color: #fff;
}
.insurance-card:hover h3 {
  color: #0077cc;
}
.insurance-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
}

/* Bottom Text */
.insurance-bottom-text {
  margin-top: 20px;
  font-size: 17px;
  color: #000000;
  line-height: 1.6;
  background: #f4f4f4;
  padding: 10px;
  border-radius: 10px;
  text-align: center;
}

/* Responsive */
@media (max-width: 768px) {
  .insurance-title {
    font-size: 32px;
  }
  .insurance-subtitle {
    font-size: 18px;
  }
  .insurance-cards {
    flex-direction: column;
  }
  .insurance-card {
    margin-bottom: 25px;
  }
  .insurance-top {
    flex-direction: column;
    text-align: center;
  }
  .insurance-text {
    text-align: center;
  }
}

@media (max-width: 480px) {
  .insurance-title {
    font-size: 26px;
  }
  .insurance-subtitle {
    font-size: 16px;
  }
  .insurance-card h3 {
    font-size: 22px;
  }
  .insurance-card p {
    font-size: 16px;
  }
  .insurance-bottom-text {
    font-size: 16px;
  }
}